Levels Of Injury
One of the primary differences between motorcycle and car accident claims is the severity of injuries typically involved. Motorcycle riders are more exposed than car occupants, with little protection beyond helmets and riding gear. As a result, injuries in motorcycle accidents tend to be more serious, often including fractures, head trauma, and spinal cord injuries. These injuries require extensive medical treatment and can result in higher compensation amounts compared to car accident claims. However, the severity of injuries also makes it crucial to document all medical expenses and long-term care needs carefully.
Bias Against Motorcycle Riders
Motorcycle accident claims often involve a level of bias not typically seen in car accident cases. Insurance adjusters and juries may hold preconceived notions that motorcycle riders take unnecessary risks or are more likely to cause accidents. This bias can impact the evaluation of fault and the settlement process. Overcoming this requires presenting clear evidence of the other party’s negligence, such as eyewitness accounts, traffic camera footage, or police reports. A lawyer can be of assistance in this area as well.
Differences In Liability
Liability in motorcycle and car accidents is determined in a similar way, but certain factors unique to motorcycles may come into play. For example, road hazards like potholes, loose gravel, or uneven surfaces are more dangerous for motorcycles and can lead to accidents. Establishing liability in these cases may involve additional considerations, such as whether the roadway was properly maintained. This is an area where working with a trusted Metairie, LA, Motorcycle Accident Lawyer is especially valuable.
Insurance Challenges
Motorcycle riders may face additional challenges when dealing with insurance companies. Motorcycle insurance policies often differ from car insurance policies in terms of coverage limits and options for uninsured or underinsured motorists. Additionally, riders may have difficulty recovering fair compensation if their coverage is inadequate. Understanding the nuances of motorcycle insurance is essential for pursuing a claim and maximizing compensation.
Types Of Damages
While both motorcycle and car accident claims allow for compensation for medical expenses, lost wages, and pain and suffering, the types and amounts of damages can vary significantly. Motorcycle accidents often involve higher medical costs and longer recovery times, which must be factored into the claim. Additionally, the emotional impact of a motorcycle accident, such as PTSD or anxiety about riding again, may also play a larger role in determining compensation.
Legal Representation
Given the unique aspects of motorcycle accident claims, having strong legal representation is critical. The process involves addressing biases, documenting the full extent of damages, and negotiating with insurance companies that may undervalue the claim. A lawyer familiar with these differences can advocate effectively for fair compensation.
At Kiefer & Kiefer, we understand the unique challenges motorcycle accident victims face. If you or a loved one has been injured in a Metairie, LA motorcycle accident lawyer, contact our Motorcycle Accident Lawyer today. We are here to help you seek the compensation you deserve and support you every step of the way.
