Truck collisions are different from regular car accidents in many ways, and one of the most important differences involves how insurance is handled. Delivery trucks are often part of larger companies, which means there may be multiple insurance policies in play. Your New Orleans, LA delivery truck accident lawyer can help you find a way forward – and at Kiefer & Kiefer, we’re ready to use our 40+ years of experience to get you the compensation you deserve. Read on to learn more about how insurance works after a truck crash, and contact us today.
The First Steps After A Collision
After a truck collision, the first priority is safety and medical care. Once everyone is safe and emergency services have been contacted, the next step is usually to gather information at the scene. This includes driver and company details, as well as any visible signs of damage.
Multiple Insurance Policies May Apply
A truck collision can involve several different policies. This makes determining liability more complex than most other personal injury cases. If the driver was an employee of the company, the company’s insurance may cover the damages. If the driver was an independent contractor, their personal policy might come into play instead. In some cases, both policies may share responsibility.
How Claims Are Investigated
In truck collision cases, adjusters may look at company records to see if there were any violations of safety regulations, such as hours-of-service rules or improper vehicle maintenance. As your New Orleans delivery truck lawyer can explain, these factors can influence who is held responsible and how damages are calculated.
This is one reason why having legal representation is important during this process. A freight truck lawyer can help gather evidence and advocate for fair treatment during negotiations.
Settling The Claim Or Going To Court
Many truck collision cases are resolved through settlements. Once the investigation is complete and liability is clear, the insurance company may make an offer to settle the case.
If the insurance company refuses to make a fair offer, the next step may be to file a lawsuit with the help of your big rig lawyer. Taking the case to court allows a judge or jury to decide who is at fault and how much compensation should be awarded. While this process takes more time, it can be necessary to achieve a fair outcome.
Why Acting Quickly Matters
There are strict deadlines for filing insurance claims and lawsuits after a truck collision. Waiting too long can lead to lost evidence and missed opportunities to hold the responsible parties accountable. Acting quickly with a New Orleans delivery truck lawyer helps protect your rights and keeps the case moving forward.
Get Help After A Truck Collision
At Kiefer & Kiefer, we have over 40 years of experience in personal injury cases. We also used to represent insurance companies on the other side of commercial truck accidents. This insider’s perspective means we know the defense strategies you may encounter better than the defense attorneys themselves.
You deserve compensation after your truck crash, and we’re here to help you get it. Contact us today, and see how a semi-truck lawyer from our team can make a difference.
