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How to Engage With Insurance After a Truck Accident
Engaging with a truck driver’s insurance company after an 18-wheeler accident can be a multi-faceted and potentially overwhelming experience, which is why you should seek the help of a Metairie, LA 18-wheeler accident lawyer. Knowing what to expect during this process can provide valuable guidance as you navigate the situation and safeguard your rights. When you need help following an accident and are not sure how to work with the insurance company involved, reach out to Kiefer & Kiefer.
What should you expect when they get in touch?
Upon initial contact from the insurance company, either through a phone call or written communication, they will likely request comprehensive information regarding the accident, your injuries, and any damage sustained. During this interaction, it’s imperative to provide accurate and concise details without assuming fault or making statements that could be used against you. At this point, you may want to get your Metairie 18-wheeler accident lawyer involved as soon as possible so that they can handle communicating with the insurance agents.
The Insurance Company’s Investigation
The subsequent phase involves the insurance company’s investigation into the accident. This encompasses reviewing the official accident report, collecting evidence from the scene, assessing vehicle damage, and potentially speaking to witnesses or the truck driver directly. Simultaneously, they will evaluate the extent of your injuries and the medical treatment you’ve undergone.
As part of their assessment, the insurance company will request access to your medical records and bills associated with the accident. This enables them to gauge the severity of your injuries and determine appropriate compensation. However, it’s recommended to consult with your lawyer before sharing sensitive medical information to protect your interests.
Should you accept the first settlement offer?
At this stage, the insurance company may present a settlement offer. Keep in mind that their initial offer typically serves as a starting point for negotiation. It’s crucial not to hastily accept an offer without thoroughly evaluating the full extent of your damages, encompassing medical expenses, lost wages, pain and suffering, and potential long-term repercussions of the accident.
The negotiation process with the insurance company can be intricate. Their objective often revolves around minimizing liability and reducing payout amounts. In this context, having a seasoned lawyer by your side becomes invaluable. A lawyer can advocate for your rights, navigate the complexities, and ensure you receive equitable compensation.
What happens if there is no reasonable offer?
In cases where cooperation is lacking or the offer falls short of addressing your needs, legal action may become necessary. A lawyer can guide you through the process of filing a lawsuit if required.
Given the intricate nature of dealing with an 18-wheeler accident, particularly concerning federal regulations and the potential involvement of multiple parties like the trucking company, conversations with the truck driver’s insurance company may be intricate and entail legal intricacies.
Get the Help You Need For Your Claim
Ultimately, seeking guidance from a lawyer specializing in trucking accidents is strongly advised. Their expertise ensures informed decisions, protects your rights, and guarantees you’re treated fairly throughout the negotiation process. To see how our hard-working and caring Metairie 18-wheeler accident lawyer can help you, reach out to Kiefer & Kiefer now.