Rideshare accidents are far more complicated than a typical car crash. Fortunately, you can count on your New Orleans, LA rideshare accident lawyer to get you through the process. At Kiefer & Kiefer, we have over a hundred years of combined legal experience – and we’ll use it to help you, next. Read on to learn more about rideshare crashes, and contact us today to get started.
Multiple Parties Involved
One of the main reasons rideshare accidents are difficult to handle is the number of parties who may share responsibility. In a typical car accident, the two drivers and their insurance companies are usually the only ones involved. In a rideshare case, however, there are additional factors to consider.
The rideshare driver, the rideshare company, other drivers, and even passengers may all play a part in the incident. Determining who is at fault requires a clear understanding of how the accident happened and what each person’s role was. If more than one driver contributed to the crash, the process becomes even more complicated.
Insurance Coverage Questions
Insurance coverage is another area that creates challenges. Rideshare companies carry large insurance policies, but when those policies apply depends on the driver’s status at the time of the accident.
If the driver was not logged into the app, their personal insurance is the only coverage available. If the driver was logged in but had not yet accepted a ride, the rideshare company may provide limited coverage. Once a ride has been accepted or a passenger is in the car, the company’s full policy usually applies.
Sorting out which policy is active at the time of the accident takes careful review of the facts. Without clear information, passengers, drivers, and other victims may struggle to receive the compensation they need.
Independent Contractor Status
Rideshare companies classify their drivers as independent contractors rather than employees. This distinction allows companies to limit their responsibility for driver actions, which can complicate claims. While companies provide insurance coverage, they often try to separate themselves from direct liability for the accident.
This situation leaves victims in a difficult position. They may have to deal with both the driver’s personal insurance and the rideshare company’s insurance, which can lead to delays and confusion.
Gathering Evidence
Evidence plays a key role in determining fault and which insurance policies apply. In rideshare accidents, this often includes digital records from the app, such as ride logs and driver status updates. These records are not always easy to access without legal help.
Other important evidence includes photos of the scene, witness statements, and police reports. When multiple parties are involved, collecting and organizing this information becomes even more important.
Moving Forward After A Rideshare Accident
The best way to handle a rideshare accident is to take immediate steps to protect your health and your rights. This includes seeking medical attention, documenting the scene, and getting legal guidance as soon as possible.
At Kiefer & Kiefer, know how to handle rideshare accident cases. We have decades of experience in car accidents, bike crashes, and more – and we’re ready to use our legal knowledge to help you, next. If you’ve been injured in a rideshare crash, contact us today to get started.
